The Challenge
Sarah had a dream: opening "Sarah's Sourdough," a boutique bakery in Lagos. She had the recipes and the passion, but she lacked one thing: an industrial oven.
* **Cost:** $2,000
* **Bank Loan:** Rejected due to lack of credit history.
* **Personal Savings:** Would take 2 years to save alone.
The Solution
Sarah invited 9 friends to join a **ChopUp Savings Group**.
* **Contribution:** $200 per month per person.
* **Total Pot:** $2,000.
* **Strategy:** Sarah explained her business plan to the group and asked for the **first payout slot**.
The Result
* **Month 1:** The group contributed $2,000 total. Sarah received the pot immediately.
* **Action:** She bought the oven and started baking.
* **Month 2-10:** Sarah used the profits from her new bakery to pay her $200 monthly contribution back into the group.
In Her Own Words
> "The bank didn't believe in me because I didn't have a paper trail. My friends believed in me because they know my work ethic. ChopUp gave us the platform to make that trust actionable. Now, I'm not just a baker—I'm a business owner."
Start Your Own Story
Do you have a goal that seems out of reach? Gather your community and start a group today.